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Vitamins Healthy Sex

Submitted by tekineln on Wed, 12/30/2009 - 01:03.

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Submitted by erwmarvjf on Tue, 12/29/2009 - 21:11.

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[MIXREPLACE3]

Don't Blow it by Being Sloppy!

On Friday, I saw a number of presentations by companies looking for startup funding. I found it hard to believe the number of companies that provided Fact Sheets with mistakes especially in the financial projections. How stupid can you be! All the work it takes to get to a point where you are finally ready to present your opportunity to a group that might just have what you need most, financing, and your being sloppy stops you dead in your tracks.

I don’t know how many times I have told entrepreneurs that investors, especially active ones, look for a reason to say NO, not Yes. Finding sloppy mistakes in presentations or other documentation is just that reason. There is no excuse for this.

You would not think of sending an important customer a new product without making sure it is squeaky clean and in perfect order. Well a prospective investor is your most important customer when you are trying to raise money, and  making sure that every thing is in perfect order is critical. You don’t get many second changes.

My Grandfather used to say “Measure twice and cut once”. Entrepreneurs need to remember and practice this. It’s one thing to find out that an investor just isn’t interested in your type of product or service. You hate to hear NO but it is a little easier to take if the investor just isn’t interested. It is completely different when you find out that investors discounted your opportunity because you were sloppy.

Oh yeah, don't try to make it the investors problem because we wouldn't give you a second chance. I have had entrepreneurs tell me that I should be more understanding. I wasn't sloppy! I didn't submit your documentation with glaring errors. More importantly, we think "What other mistakes or sloppy work is in the rest of their documentation"?

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Submitted by Jim on Wed, 03/04/2009 - 18:03.
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Is This Really a Good Time to Start a Company?

I spent last Thursday and Friday in Palm Desert at an Angel Capital Conference and Forum.  With the economy the way it is and companies shutting down or downsizing, there are more people who are thinking about starting a business. One of the questions that entrepreneurs had was, “is this a good time to start a business?” A number of people think it is. There are plenty of examples of bad economies being a catalyst for starting businesses.

In my opinion, the motivation may be here, but there are a number of things that will make it difficult. First, is funding. In the past, entrepreneurs had a few options that probably aren’t available to the average person. If you needed up to about $50K, you could open up four or five credit cards with $10K limits and max them out. Credit card companies are being significantly more restrictive. So that avenue is probably not open for the time being.

Many businesses were started using Home Equity Loans, but with home values plummeting and lenders being more restrictive, this is probably not a viable option.

So, this leaves us with using funds from an IRA or Retirement Account. Well, with the markets crashing, these accounts have lost significant values.

Banks aren’t back to lending yet. So, we are left with the Government. Let’s hope the stimulus package and the $700M earmarked for Small Business will have provisions for early stage startups.

I don’t believe that the entrepreneurial spirit has died, and people will find ways of getting their businesses started. It will just be harder.

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Submitted by Jim on Wed, 03/04/2009 - 17:52.
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San Diego Business Law Group

San Diego Business Law has a 12-year track record of successfully helping small business owners and managers to strategically maneuver through the changing currents of business operations. Russ Davis has agreed to provide us with a continuing series of articles and papers on topical legal issues important to entrepreneurs and business managers.

You can learn more about them at http://www.sandiegobusinesslaw.com/index.html.

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Submitted by Jim on Mon, 09/29/2008 - 04:08.
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Marc Sachnoff, Soundwise at Keiretsu Forum SoCal Summit

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I had a brief conversation with Marc Sachnoff of Soundwise at the Keiretsu Forum Southern California Summit on Friday September 26th. Marc talks about Soundwise's focus on providing concise advice to help people thrive in challenging times. Pretty on point given the events of the last few weeks. Also, listen for the special offer of access to the Soundwise site.

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Submitted by Jim on Sun, 09/28/2008 - 20:57.
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